Money Maestro Mortgage Consultancy

Discover the Best Mortgage Rates in UAE with Money Maestro

Finding the right mortgage in the UAE can feel overwhelming, but with Money Maestro, your trusted mortgage broker in Dubai and across the UAE, it doesn’t have to be. We specialize in simplifying the process of securing the best mortgage rates, so you can focus on finding your dream home.

Our Best Mortgage Rates Updated Daily

Employed Resident

3.94% onwards

Fixed for 3 years
Thereafter

1.5% + 3M EIBOR with a minimum floor rate of 1.99%

Property Insurance:- 0.0525% p.a.

Life Insurance:- 0.0112% p.m.

For more info

Employed Non Resident

4.99%

Fixed for 3 years
Thereafter

1.99% + 3M EIBOR with a minimum floor rate of 2.24%

Property Insurance:- 0.05% p.a.

Life Insurance:- 0.0102% p.m.

For more info

Self Employed Resident

3.99% onwards

Fixed for 3 years
Thereafter

1.5% + 3M EIBOR with a minimum floor rate of 1.99%

Property Insurance:- 0.0525% p.a.

Life Insurance:- 0.0112% p.m.

For more info

Self Employed Non Resident

4.99%

Fixed for 3 years
Thereafter

1.99% + 3M EIBOR with a minimum floor rate of 2.24%

Property Insurance:– 0.05% p.a.

Life Insurance:– 0.0102% p.m.

For more info

Home Loan Interest Rate in Dubai

Typically starts from 3.75%, depending on the lender and the type of mortgage.

Mortgage for Non UAE resident

Non-Resident mortgage rates may be slightly higher but often come with tailored options.

Best Mortgage Rates in UAE

Money Maestro works with top mortgage lenders to find best suitable mortgage option with rates as low as possible for our clients.

Current UAE Mortgage Rates

Mortgage rates in the UAE are influenced by several factors, including the Central Bank’s base rate and market conditions. Here’s what you should know:

Why Compare Home Loan Rates in Dubai and the UAE?

Mortgage rates in the UAE are influenced by several factors, including the Central Bank’s base rate and market conditions. Here’s what you should know:

  • Save Money: Lower mortgage interest rates in Dubai mean reduced monthly payments and long-term savings.
  • Flexible Terms: Comparing lenders ensures you get terms that fit your needs, including tenure and repayment options.
  • Custom Solutions for Expats: Home loans in UAE for expats often come with unique conditions, making comparison even more crucial.
Loan-to-Value Ratio (LTV):

A higher down payment often leads to lower rates.

Type of Property:

Residential mortgages typically have lower rates compared to commercial properties.

Applicant’s Profile:

Your credit score, income level, and employment history impact the rates you’re offered.

Market Trends:

Economic conditions in the UAE can cause fluctuations in mortgage lenders’ rates.

Factors Affecting Mortgage Rates in Dubai

Several elements influence the mortgage interest rates in Dubai, including:

Competitive rates tailored to your needs.

Clear guidance on documentation and eligibility.
Support in understanding local laws and policies.

Home Loans in UAE for Expats

If you’re an expat looking to buy property in Dubai or elsewhere in the UAE, Money Maestro can help you navigate the market. With specialised expat mortgage Dubai services, we ensure you get:

Why Choose Money Maestro?

At Money Maestro, we bring unparalleled expertise and a client-first approach to mortgage brokerage. Here’s why we’re your ideal partner:

  • Access to the Best Mortgage Rates Dubai Offers: We work with a network of leading lenders to secure the best deals.
  • Tailored Advice: Whether you’re a resident or an expat, we offer personalised solutions.
  • End-to-End Support: From application to approval, we guide you through every step.
  • Transparency: No hidden fees or surprises—just honest, straightforward advice.
Start Early:

Researching mortgage rates ahead of time gives you a head start.

Improve Your Credit Score:

A higher score often results in better offers.

Compare Multiple Lenders:

Don’t settle for the first offer; let Money Maestro help you find the best deal.

Understand Fixed vs. Variable Rates:

Fixed rates offer stability, while variable rates can provide savings if market rates decrease.

Tips for Finding the Best Home Loan Rates in UAE

Several elements influence the mortgage interest rates in Dubai, including:

Get in touch with us!

Please complete the form below, and we will be in touch.Our specialists will provide the necessary help!







    Get personalized assistance with
    Money Maestro

    Work With Us

    Office 306, Bank Street Building - Khalid Bin Al Waleed Rd - Bur Dubai

    Free Consultation

    Mon-Fri: 10:00-18:00, Sat-Sun: 10:00-14:00
    +971-502-599-749